Car dealers would like to convince you that financing through them is the easiest, most convenient option… But is it really? Is it easier to make a long-term financial decision while under pressure from a team of sales people? How about when a car salesman makes you feel like he’s doing you a big favor by even extending car financing in the first place? At Turbine Federal Credit Union, we loan hundreds of thousands of dollars every month to members with credit scores that vary as much as the types of vehicles they buy. Turbine Credit Union has worked hard to make the process as easy as possible with our new online application. You can

  • Get pre-approved for your new car or truck before you shop
  • Bring us the Buyer’s Order from the dealer once you’ve found your new car or truck

Ready to get a great deal on your new car or truck?

Purchasing a vehicle is one of the most stressful transactions because it’s not something most of us do everyday. We want to get the best possible deal but just don’t know the ins and outs of the process. Knowledge is the key to the best all-round deal.  Click here to learn more about the educational materials available through the Consumer Financial Protection Bureau. Buying a new or new-to-you car, truck or van can be daunting; however, Turbine CU has made the process as easy as possible with an online application. We can either pre-approve you for your loan before you shop or you can bring us the Buyer’s Order from the dealer to process your loan. Our online application offers instant approval.


Keep your car, trade in your loan!

Love your car but hate your interest rate?

Bet you didn’t know you could move your auto loan! Whether you got your loan right at the dealership or from another bank, you can move your auto loan to Turbine Federal Credit Union and you can save! We’ll work hard to lower your interest rate and:

  • Lower your monthly payment
  • Reduce the amount of overall interest you pay on top of the cost of your car or truck

Pay less. Save more. Get cash back. There’s three easy ways to save:

FAQ: Q: What if my credit isn’t great? A: Unlike traditional banks, we don’t look at your credit score. We look at each individual member and find a way to say yes instead of looking for reasons to say no. Q: How much will this cost me? A: It doesn’t cost a thing to find out if we can save you money! Q: How can you save me money? A: Many people negotiate the monthly payment on their new car or truck at the dealership, without looking closely at the interest rate or fees attached to the process. As a not-for-profit financial cooperative, we shoot straight and offer you a rate that will typically be less than car dealers will offer. Ready to save? Ready to get a check for 1% cash back for the total amount of your loan?

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All loans are subject to credit approval. See credit unions for details.

Buying a car? To find the value of your trade or the vehicle you are looking to purchase, check out our pricing guides. Click here for more information.

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