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Privacy Notice Form – No Opt Out With Affiliate Marketing

Privacy Policy

Rev. 04/2015

What does Turbine Federal Credit Union do with your Personal Information

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and Date of Birth

  • Account Balances and Payment History

  • Credit History and Credit Scores

When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share member's personal information to run their everyday business. In the section below, we list the reasons financial companies can share their member's personal information; the reasons Turbine Federal Credit Union chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information Does Turbine FCU share? Can you limit this sharing?

For our everyday business purposes—

such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes

No

For our marketing purposes—

to offer our products and services to you

Yes

No

For joint marketing with other financial companies

No

N/A

For our affiliates’ everyday business purposes—

information about your transactions and experiences

No

N/A

For our affiliates’ everyday business purposes—

information about your creditworthiness

Yes

N/A

For our affiliates to market to you

Yes

NO

For nonaffiliates to market to you

No

N/A

Questions? Call 864-254-2883

Who we are

Who is providing this notice?

Turbine Federal Credit Union

What we do

How does Turbine FCU

protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does Turbine FCU

collect my personal information?

We collect your personal information, for example, when you

  • open an account or apply for a product or service

  • telephone us or use your ATM or debit card

  • apply for a loan or other credit product;

Why can’t I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates’ everyday business purposes—information about your creditworthiness

  • affiliates from using your information to market to you

  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • Turbine Federal Credit Union has no affiliates.

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • Non-affiliated we may share with include insurance companies, data processors, consumer reporting agencies, statement printers, check printers, card processors.

Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Joint marketing would include insurance companies.

Other important information

Turbine Federal Credit Union protects or member's privacy by insuring that only employees who have a business reason have access to our member's information. Management remains responsible for maintaining internal procedures
and controls to protect our member's confidential information. If we change our policy or practice of disclosing information, we will notify our members immediately.

If you have any questions, please do not hesitate to contact our office at 864-254-2883. As always, thank you for your business!!!

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