Current Rates

Loan Rates

Rates effective as of January 1, 2021. All terms and conditions are subject to change at any time without notice.

Loans APR~
New Autos as low as 3.00% Calculator
Used Autos as low as 4.00% Calculator
Older Used Autos as low as 6.00% Calculator
New Boats, RV’s, Motocycles & Farm Equipment as low as 6.00% Calculator
Used Boats, RV’s, Motorcycles & Farm Equipment as low as 6.00% Calculator
Overdraft Lines of Credit as low as 10.25% Calculator

~APR = Annual Percentage Rate. Subject to credit approval. Certain Restrictions apply. Click here to read important disclosure information

2nd Mortgages

All terms and conditions are subject to change at any time without notice.

Rate Points APR~
Call CU 0 Call CU

Home Equity Line of Credit (HELOC)

~APR = Annual Percentage Rate. All terms and conditions are subject to change at any time without notice.

Rate Points APR~
Call CU 0 Call CU

Home Equity Line of Credit: ~APR = Annual Percentage Rate. The rate (as of 01/01/21) can be as low as 5.00% APR. The interest rate is variable and is subject to change. Consult your tax advisor regarding the deductibility of interest. Property insurance is required. Additional restrictions may apply. Contact the Credit Union for complete details.

Savings Rates

Rates effective as of January 1, 2021. All terms and conditions are subject to change at any time without notice. All terms and conditions are subject to change at any time without notice. Fees may reduce earnings.

Savings Dividend Rate APY* Minimum Dividend Compounded & Credited
Regular Share Account** 0.25% 0.25% $5.00 Monthly
Share Draft Checking Account 0.10% 0.10% n/a Monthly
Christmas Club Account** 0.25% 0.25% n/a Monthly
Money Market Account** 0.24% 0.24% $500.00 Monthly
IRA Regular Share Account*** 0.40% 0.40% $100.00 Monthly
IRA Certificates (see SHARE CERTIFICATES section below)

*APY = ANNUAL PERCENTAGE YIELD. **Withdrawal Limitations Apply. ***IRA Penalties May Apply Under Certain Conditions. Click here to read important disclosure information.

Share Certificates

All terms and conditions are subject to change at any time without notice. Fees may reduce earnings.

Certificates / IRA Certificates Dividend Rate APY* Minimum Dividend Compounded & Credited
3 Month Share Certificate** 0.25% 0.25% $500.00 Monthly
6 Month Share Certificate** 0.25% 0.25% $500.00 Monthly/Quarterly
12 Month Share Certificate** 0.40% 0.40% $500.00 Monthly/Quarterly
18 Month Share Certificate** 0.40% 0.40% $500.00 Monthly/Quarterly
24 Month Share Certificate** 0.45% 0.45% $500.00 Monthly/Quarterly
36 Month Share Certificate** 0.55% 0.55% $500.00 Monthly/Quarterly
48 Month Share Certificate** 0.55% 0.55% $500.00 Monthly/Quarterly
60 Month Share Certificate** 0.60% 0.60% $500.00 Monthly

*APY = ANNUAL PERCENTAGE YIELD. **Early Withdrawal Penalties May Apply. Click here to read important disclosure information.

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